Terms And Conditions - Reset Investment

A. You acknowledge that in accessing and using the Services offered by Reset Investments, you may utilize the content and services offered on the Website. You agree to follow the Terms and Conditions and Privacy Policy for the use of the Website as may be specified on the Website from time to time.

B. You acknowledge that Reset Investments may at its sole discretion vary the Terms and Conditions or withdraw any of the facilities/Services provided herein from time to time.

C. You further agree and acknowledge that the Services provided herein are presently available in respect of select direct equity market. only with whom Reset Investments. has entered into a separate arrangement.

D. You agree to provide any and all information that may be required by Reset Investments //authorized service providers of the , from time to time, in compliance with existing legal norms and regulations, including but not limited to contact information, address, tax‐related information and any other information required under existing or future KYC norms and laws. You agree that aforesaid information that may be provided by you to Reset Investments. from time to time, may be shared by Reset Investments with the direct equity market/s or their respective authorized service providers, auditors, legal and tax consultants in compliance with the extant legal provisions from time to time. You also agree that Reset Investments. //authorized service providers of the may take steps to verify the veracity of such information provided by you and you agree to co‐operate with Reset Investments//authorized service providers of in providing all information requested by Reset Investments. You acknowledge that failure to provide such information in a timely manner may result in your ineligibility to avail of some or all of the Services of Reset Investments and that Reset Investments//Trustees/ Partners/Owners of shall in no way be held liable for any losses of whatsoever nature resulting from such failure to provide information on your part. You agree that any information provided by you may be required to be shared with relevant regulatory / statutory authorities and you authoriseReset Investments to provide all information to such regulatory / statutory authorities as and when required.

E. You acknowledge that the Investment Account and the execution of online instructions are subject to this Terms and Conditions, and the Offer Documents of the respective s’. There may be an exit load/any other charge(s) applicable to certainfund schemes which is mentioned in the respective Offer Documents including Scheme Information Document (SID) /Key Information Memorandum (KIM) and addendums issued thereto from time to time (collectively referred to as “scheme related documents”). You hereby agree to read all the scheme related documents before investing /lending.

I. Your identity on the Website shall be authenticated by the use of your login credentials. Reset Investments shall at all times treat instructions authenticated by your login credentials to have originated from you directly.

J. You acknowledge that if you are not KRA verified/ not carried your KYC earlier and you are a first time investor having Aadhaar number then your Aadhaar number shall be used to compete your e-KYC verification.

L. You agree to be communicated for all transaction related purposes to your registered email-id or by way of SMS to your registered mobile number.

F. You while providing the details/documents over the Website including but not limited to personal information give your express consent/ no objection to Reset Investments to contact you on matters connected to setup and operation of your Investment Account and to execute your investment instructions in relation to:

G. You further acknowledge and agree:

i. That the holding pattern of the Registered Customer, as reflected in the Investment Account, is deemed to be Reset Investments account holding pattern of the account holder/investor(s).

ii. That there will be no changes allowed in the holding pattern of the investors associated with the Investor Account once the account is activated.

iii. That once an investment is made using the holding pattern, you will not be allowed to change the holding pattern for the subscriptions.

iv. That the other requisite data (which is not part of the form) required to be reported to / authorized registrar of the will be extracted from Reset Investments account details maintained for the First holder. The mode of holding in all customer joint accounts is treated as Joint account.

v. That it shall be the obligation of the and not of Reset Investments to regularly send to you i.e. the Registered Customer (only to first holder in cause of multiple / joint holdings) such communications as required under the SEBI Regulations.

Q. You agree to the ‘Third Party Risk’ associated with the transaction and understand that:

i. Reset Investments shall not be liable for any loss or damage caused by reason of failures or delay of the fund to deliver any instruments / units purchased even though payments have been made for the same, or failure or delay in making payment in respect of any instruments / units sold, though they may have been delivered and you shall hold Reset Investments harmless and free from any claim in respect thereof. Reset Investments shall also not be liable for any delay, failure or refusal of the fund in registering or transferring instruments / units to your names or for any interest, dividend or other loss caused to you arising therefrom.

ii. In the instances of third party claims, the partners /owners/trustees to thefund shall be liable for failure/delay only where such claims/losses arise due to a reason entirely attributable to an error or gross negligence of the . In no event shall the partners /owners/trustees to the fund be liable for losses/claims arising due to force majeure reasons beyond the reasonable control of the fund.

iii. Reset Investments shall not in absence of gross negligence on the part of Reset Investments, be liable to you for any act, omission or delay by the other party or for any claims which you may suffer or incur as a result of or in course or discharge by Reset Investments or its employees, officers, directors duties.

iv. Without prejudice to the above, Reset Investments shall not be held liable for any loss or damage or failure to comply or delay in complying with its obligations under these Terms which is caused directly or indirectly by any event or circumstances beyond Reset Investments’s reasonable control. These include system failure, network errors, delay or loss of data due to the above and in circumstances of acts of God, floods, epidemics, quarantine, riot, civil commotion,war and/or any known-unknown reasons. You further agree that Reset Investments shall not be held liable for any losses, damages, expenses, costs, liabilities and claims of whatsoever nature caused by fraudulent or unauthorized use or access of your information, and/or signatures. Reset Investments will be under no duty to verify compliance with any restrictions on your investment powers. Reset Investments will not be liable for any loss, damage, cost, charges or expenses directly or indirectly caused by reasons of any defects or imperfections or mechanical or other failure with relation to computer, cable, telex, telephone or postal system.

v. While Reset Investments will make every effort to have its computer systems available at all times, Reset Investments makes no guarantees with respect to the availability of such systems. Reset Investments will make every effort to resolve availability issues such as network problems, virus attacks etc. in an expeditious manner. Notwithstanding these, Reset Investments will as such not be liable for any loss, damage, cost, charges or expenses directly or indirectly caused by reasons of lack of such availability.

H. In relation to ‘Electronic Payment Gateway’ you agree and understand that:

i. the funds transfer for purchase of instruments / unitsof funds will be done by using an Electronic Payment Gateway facility for net banking offered through a third party net banking service provider registered with the Reserve Bank of India which is TechProcess here in this case. You agree not to use or permit the use of the payment gateway or any related services for any illegal or improper purposes.

ii. You hereby acknowledge that you are utilizing the TechProcess Payment Gateway at your own risk. You agree and understand that these risks would include but not be limited to the following risks and Reset Investments// partners /owners/trustees to the fund, disclaim all liability and responsibility for any claims, losses, damages and costs of whatsoever nature arising due to such risks:

a. Misuse of Password:

You acknowledge that if any third party obtains access to your password of the Investment Account, such third party would be able to transact on Website. You shall ensure that the terms and conditions applicable to the use of the Net Banking password as contained in the TechProcess Payment Gateway for Net Banking are complied with at all times.

b. Internet Frauds:

You understand that the Internet per se is susceptible to a number of frauds, misuse, hacking and other actions, which could affect payment instructions given using TechProcess Payment Gateway or the transactions done using Website. Whilst Reset Investments shall aim to provide security to prevent the same, there cannot be any guarantee against such Internet frauds, hacking and other actions. You shall separately evolve/evaluate all risks arising out of the same.

c. Mistakes and Errors:

In the event of your account receiving an incorrect credit by reason of a mistake committed by any third party, the concerned mutual fund/ or the bank shall be entitled to reverse the incorrect credit at any time whatsoever without your consent. You shall be liable and responsible to Reset Investments/ concerned mutual fund /concerned and accede to accept instructions without questions for any unfair or unjust gain obtained by you as a result of the same.

d. Technology Risks:

The technology for enabling the transfer of funds and the other services offered by the TechProcess and Reset Investments could be affected by virus or other malicious, destructive or corrupting code, program or macro. You understand that the site of Reset Investments or the bank may require maintenance and during such time it may not be possible to process your request. This could result in delays in the processing of transactions/payment instructions or failure in the processing of transactions/payment instructions and other such failures and inability. You understand that Reset Investments disclaims all and any liability, whether direct or indirect, whether arising out of loss of profit or otherwise arising out of any failure or inability by Reset Investments/bank/mutual funds/S to process any transaction/payment instructions for whatsoever reason. You understand and accept that Reset Investments//trustee company of the , authorized registrars of the shall not be responsible for any of the aforesaid risks.

e. Limits:

You are aware that Reset Investments may from time to time impose maximum and minimum limits on funds that may be transferred by virtue of the payment transfer service given. You realize and accept and agree that the same is to reduce your risks. You shall be bound by such limits imposed and shall strictly comply with them.

f. Indemnity:

You agree and undertake to indemnify Reset Investments/ partners /owners/trustees to the fund to the s/authorized registrar of the from and against all losses and damages that may be caused as a consequence of breach of any of the TechProcess Payment Gateway for net banking and the terms and conditions mentioned herein above.

g. Withdrawal of Facility:

Reset Investments shall be entitled to withdraw this service at any time without assigning any reason whatsoever.

h. Binding nature of above terms and conditions:

You agree that by use of this facility, You shall deemed to have agreed to all the above terms and conditions and such terms and conditions shall be bound on you in the same manner as if you have agreed to the same in writing.

Transaction rights for Systematic Investment (“SIs”) will be pursuant to your execution of the instructions, in the manner and form as prescribed by Reset Investments and / or funds on the Website from time to time. The instructions will be applicable to all SI’s transactions whether presently existing or to be opened in future. You agree that, upon granting such instructions for SI’s transactions, you will be bound by the terms of the relevant SI’s scheme of the mutual fund to which you subscribe.

I. You expressly agree and acknowledge that any information contained in Reset Investments brochures or other materials or otherwise communicated by Reset Investments shall not be construed by you as investment advice and that all decisions to purchase or sell instruments / units made by you shall be on the basis of your own personal judgment arrived at after due consideration. You understand and agree that Reset Investments does not in any manner:

i. Guarantee payments on any instruments/units; or

ii. Guarantee liquidity of any instruments/units; or

iii. ake any offer to buy back any instruments/units; or

iv. Guarantee the redemption or repayment of any instruments/units on maturity; or

v. Guarantee the payments of income in any form via. dividend, interest or others; or

vi. Promise, indicate or guarantee any returns; or

vii. Guarantee any good delivery.

viii. You further understand and agree that Reset Investments does not in any manner:

a. subscribe to instruments / units offunds on your behalf or in your name or collects payments from you for the instruments/units so purchased by you for remitting it further to the s; or

b. receive any account statement from funds/s, on your behalf or in your name pertaining to the instruments/units; or

c. redeem /sell the instruments/units held by you on your behalf or in your name; or

d. unilaterally instruct thefund and/or the corresponding s with regards to nomination/changes in investments plan/any other changes; or

e. sign any document on your behalf or in your name for purchase, sale or redemption of instruments/units; or

f. collect, receive and / or give receipts and discharges for any sum including dividend, interest or income arising from the instruments/units and does not sign and/or endorse dividend and interest warrants on your behalf or in your name; or

g. correspond with or gives notice to the fund/s on your behalf or in your name, except for transmission of transactions done or purported to be done by you on the Website.

ix. You understand and acknowledge that Reset Investments does not offer any advice and nothing herein or on the Website shall be construed as investment advice by you

J. You hereby agrees that:

i. Fund investments are subject to market risks, and you have read and understood all scheme related documents carefully before investing.

ii. The data, reports and information provided on the Website does not constitute an investment advice and therefore should not be relied upon while taking investment decisions.

iii. The transaction execution services and the data, reports and information and recommendations, if any provided are incidental to the distribution services of the Reset Investments and shall not in any manner be constructed as offering of any kind of investment advisory services or any kind of legal, tax or financial advice. Further it shall also not mean that any of Reset Investments’s employees or associates have been in any way involved in your decision making process. The investment decision, if any, will be taken by you in your sole and absolute discretion.

iv. All eligible benefits on investments will be as per the provisions of Income Tax Act 1961 as amended from time to time.

v. This service does not constitute an offer to buy or to sell or a solicitation to any person in any jurisdiction where it is unlawful to make such an offer or solicitation.

vi. Reset Investments/its authorized representative/service providers is not responsible for any omissions, errors or investment consequences arising from the use of the materials available on the Website.

vii. Whilst every reasonable precaution has been taken to ensure the accuracy, security and confidentiality of data and information available through the Investment Account, the Reset Investments/its authorized representative/its service provider shall not be held responsible for any consequence of any action carried out by you.

viii. The Services/facility may be suspended or withdrawn at any time, and that the Investment Account facility is also subject to interruption.

ix. The Website and the linked backend infrastructure may be inaccessible and/or unavailable at times. In such an event Reset Investments will not be liable for any damage, liability, action, cause of action, suit, claim, demand, loss, cost, and expense arising directly or indirectly from or in connection with such system inaccessibility and/or unavailability.

x. The Reset Investments makes no express or implied warranty:

a. that the dealing through the Investment Account will be uninterrupted or free from errors or that any identified defect will be corrected;

b. that the Investment Account service is free from any virus or other malicious, destructive or corrupting code, program;

c. in relation to non-infringement of any third party rights, merchantability, satisfactory quality or fitness for a particular purpose.

xi. Reset Investments/its authorized representative and its service provider shall not be liable for any loss or damage or other consequences arising from any suspension, breakdown, withdrawal, interruption, technical flaw, the presence of virus or other malicious, destructive or corrupting code, programs over the Investment Account or otherwise and any consequent delay or failure in completion of any payment or other instructions as a consequence thereof arising from the use or inability to use the Investment Account.

xii. Reset Investments/its authorized representative and its service provider shall not be liable for any failure to perform any of its obligations or service standards etc. if the performance is prevented, hindered or delayed by a Force Majeure Event, which includes any event due to any cause beyond the reasonable control including, without limitation, unavailability of any communication system including Internet, breach or virus in the processes or payment mechanism, sabotage, fire, flood, explosion, acts of God, civil commotion, strikes or industrial action of any kind, riots, insurrection, war, acts of government, computer hacking, unauthorized access to computer data and storage devices, computer crashes, breach of security and encryption codes.

K. Approval:

i) All Terms & condition as Mentioned as above are abide toall.

ii)This on-line consent agreement is considered as approval/consent, in lieu of physical signed consent agreement.

L. Governing laws

This Terms & Condition shall be governed by, and construed in accordance with, the laws of India, and shall be subject to the exclusive jurisdiction of the courts in Rajkot(Gujrat). All disputes concerning the Terms & Condition shall be first referred to mediation, and then to Arbitration by a sole arbitrator appointed by Reset Investments. The seat of arbitration shall be at Rajkot(Gujrat).

V. Units of the Fund are not endorsed by Reset Investments and do not constitute Reset Investments obligation.

GST rate of 18% applicable for all financial services effective July 1, 2017.