A. You acknowledge that in accessing and using the Services offered by Reset investment, you may utilize the content and services offered on the Website. You agree to follow the Terms and Conditions and Privacy Policy for the use of the Website as may be specified on the Website from time to time.

B. You acknowledge that Reset investment. and / or the Asset Management Company “AMC” may at its sole discretion vary the Terms and Conditions or withdraw any of the facilities/Services provided herein from time to time.

C. You further agree and acknowledge that the Services provided herein are presently available in respect of select direct equity market. only with whom Reset investment. has entered into a separate arrangement.

D. You agree to provide any and all information that may be required by Reset investment /AMC/authorized service providers of the AMC, from time to time, in compliance with existing legal norms and regulations, including but not limited to contact information, address, tax‐related information and any other information required under existing or future KYC norms and laws. You agree that aforesaid information that may be provided by you to Reset investment. from time to time, may be shared by Reset investment with the direct equity market/AMCs or their respective authorized service providers, auditors, legal and tax consultants in compliance with the extant legal provisions from time to time. You also agree that Reset investment. /AMC/authorized service providers of the AMC may take steps to verify the veracity of such information provided by you and you agree to co‐operate with reset investment/AMC/authorized service providers of AMC in providing all information requested by Reset investment. You acknowledge that failure to provide such information in a timely manner may result in your ineligibility to avail of some or all of the Services of Reset investment and that Reset investment/AMC/Trustees of AMC shall in no way be held liable for any losses of whatsoever nature resulting from such failure to provide information on your part. You agree that any information provided by you may be required to be shared with relevant regulatory / statutory authorities and you authorise Reset investment to provide all information to such regulatory / statutory authorities as and when required.

E. You acknowledge that the Investment Account and the execution of online instructions are subject to this Terms and Conditions, and the Offer Documents of the respective AMCs’. There may be an exit load/any other charge(s) applicable to certain mutual fund schemes which is mentioned in the respective Offer Documents including Scheme Information Document (SID) /Key Information Memorandum (KIM) and addendums issued thereto from time to time (collectively referred to as “scheme related documents”). You hereby agree to read all the scheme related documents before investing.

I. Your identity on the Website shall be authenticated by the use of your login credentials. Reset investment shall at all times treat instructions authenticated by your login credentials to have originated from you directly.

I. Your identity on the Website shall be authenticated by the use of your login credentials. Reset investment shall at all times treat instructions authenticated by your login credentials to have originated from you directly.

J. You acknowledge that if you are not KRA verified/ not carried your KYC earlier and you are a first time investor having Aadhaar number then your Aadhaar number shall be used to compete your e-KYC verification.

L. You agree to be communicated for all transaction related purposes to your registered email-id or by way of SMS to your registered mobile number.

F. You while providing the details/documents over the Website including but not limited to personal information give your express consent/ no objection to Reset investment to contact you on matters connected to setup and operation of your Investment Account and to execute your investment instructions in relation to:

G

. You further acknowledge and agree:

i. That the holding pattern of the Registered Customer, as reflected in the Investment Account, is deemed to be Reset investment account holding pattern of the account holder/investor(s).

ii. That there will be no changes allowed in the holding pattern of the investors associated with the Investor Account once the account is activated.

iii. That once an investment is made using the holding pattern, you will not be allowed to change the holding pattern for the subscriptions.

iv. That the other requisite data (which is not part of the form) required to be reported to AMC / authorized registrar of the AMC will be extracted from Reset investment account details maintained for the First holder. The mode of holding in all customer joint accounts is treated as Joint account.

v. That it shall be the obligation of the AMC and not of Reset investment to regularly send to you i.e. the Registered Customer (only to first holder in cause of multiple / joint holdings) such communications as required under the SEBI Regulations.

Q. You agree to the ‘Third Party Risk’ associated with the transaction and understand that:

i. Reset investment shall not be liable for any loss or damage caused by reason of failures or delay of the mutual fund to deliver any units purchased even though payments have been made for the same, or failure or delay in making payment in respect of any units sold, though they may have been delivered and you shall hold Reset investment harmless and free from any claim in respect thereof. Reset investment shall also not be liable for any delay, failure or refusal of the mutual fund in registering or transferring units to your names or for any interest, dividend or other loss caused to you arising therefrom.

ii. In the instances of third party claims, the AMC/mutual fund/trustees to the mutual fund shall be liable for failure/delay only where such claims/losses arise due to a reason entirely attributable to an error or gross negligence of the AMC. In no event shall the AMC/mutual fund/trustees to the mutual fund be liable for losses/claims arising due to force majeure reasons beyond the reasonable control of the AMC/mutual fund.

iii. Reset investment shall not in absence of gross negligence on the part of Reset investment, be liable to you for any act, omission or delay by the mutual fund or for any claims which you may suffer or incur as a result of or in course or discharge by reset investment or its employees, officers, directors duties.

iv. Without prejudice to the above, Reset investment shall not be held liable for any loss or damage or failure to comply or delay in complying with its obligations under these Terms which is caused directly or indirectly by any event or circumstances beyond Reset investment’s reasonable control. These include system failure, network errors, delay or loss of data due to the above and in circumstances of acts of God, floods, epidemics, quarantine, riot, civil commotion and/or war. You further agree that Reset investment shall not be held liable for any losses, damages, expenses, costs, liabilities and claims of whatsoever nature caused by fraudulent or unauthorized use or access of your information, and/or signatures. Reset investment will be under no duty to verify compliance with any restrictions on your investment powers. reset investment will not be liable for any loss, damage, cost, charges or expenses directly or indirectly caused by reasons of any defects or imperfections or mechanical or other failure with relation to computer, cable, telex, telephone or postal system.

v. While Reset investment will make every effort to have its computer systems available at all times, Reset investment makes no guarantees with respect to the availability of such systems. Reset investment will make every effort to resolve availability issues such as network problems, virus attacks etc. in an expeditious manner. Notwithstanding these, Reset investment will as such not be liable for any loss, damage, cost, charges or expenses directly or indirectly caused by reasons of lack of such availability.

H. In relation to ‘Electronic Payment Gateway’ you agree and understand that:

i. the funds transfer for purchase of units of mutual funds will be done by using an Electronic Payment Gateway facility for net banking offered through a third party net banking service provider registered with the Reserve Bank of India which is TechProcess here in this case. You agree not to use or permit the use of the payment gateway or any related services for any illegal or improper purposes.

ii. You hereby acknowledge that you are utilizing the TechProcess Payment Gateway at your own risk. You agree and understand that these risks would include but not be limited to the following risks and Reset investment/AMC/trustees of the AMC, disclaim all liability and responsibility for any claims, losses, damages and costs of whatsoever nature arising due to such risks:

a. Misuse of Password:

You acknowledge that if any third party obtains access to your password of the Investment Account, such third party would be able to transact on Website. You shall ensure that the terms and conditions applicable to the use of the Net Banking password as contained in the TechProcess Payment Gateway for Net Banking are complied with at all times.

b. Internet Frauds:

You understand that the Internet per se is susceptible to a number of frauds, misuse, hacking and other actions, which could affect payment instructions given using TechProcess Payment Gateway or the transactions done using Website. Whilst Reset investment shall aim to provide security to prevent the same, there cannot be any guarantee against such Internet frauds, hacking and other actions. You shall separately evolve/evaluate all risks arising out of the same.

c. Mistakes and Errors:

In the event of your account receiving an incorrect credit by reason of a mistake committed by any third party, the concerned mutual fund/AMC or the bank shall be entitled to reverse the incorrect credit at any time whatsoever without your consent. You shall be liable and responsible to Reset investment/ concerned mutual fund /concerned AMC and accede to accept instructions without questions for any unfair or unjust gain obtained by you as a result of the same.

d. Technology Risks:

The technology for enabling the transfer of funds and the other services offered by the TechProcess and Reset investment could be affected by virus or other malicious, destructive or corrupting code, program or macro. You understand that the site of Reset investment or the bank may require maintenance and during such time it may not be possible to process your request. This could result in delays in the processing of transactions/payment instructions or failure in the processing of transactions/payment instructions and other such failures and inability. You understand that Reset investment disclaims all and any liability, whether direct or indirect, whether arising out of loss of profit or otherwise arising out of any failure or inability by Reset investment/bank/mutual funds/AMCS to process any transaction/payment instructions for whatsoever reason. You understand and accept that Reset investment/AMC/trustee company of the AMC, authorized registrars of the AMC shall not be responsible for any of the aforesaid risks.

e. Limits:

You are aware that Reset investment may from time to time impose maximum and minimum limits on funds that may be transferred by virtue of the payment transfer service given. You realize and accept and agree that the same is to reduce your risks. You shall be bound by such limits imposed and shall strictly comply with them.

f. Indemnity:

You agree and undertake to indemnify reset investment/mutual funds/AMCs/trustees to the AMCs/authorized registrar of the AMC from and against all losses and damages that may be caused as a consequence of breach of any of the TechProcess Payment Gateway for net banking and the terms and conditions mentioned herein above.

g. Withdrawal of Facility:

Reset investment shall be entitled to withdraw this service at any time without assigning any reason whatsoever.

h. Binding nature of above terms and conditions:

You agree that by use of this facility, You shall deemed to have agreed to all the above terms and conditions and such terms and conditions shall be bound on you in the same manner as if you have agreed to the same in writing.

Transaction rights for Systematic Investment Plans (“SIPs”) will be pursuant to your execution of the instructions, in the manner and form as prescribed by Reset investment and / or mutual funds on the Website from time to time. The instructions will be applicable to all SIP transactions whether presently existing or to be opened in future. You agree that, upon granting such instructions for SIP transactions, you will be bound by the terms of the relevant SIP scheme of the mutual fund to which you subscribe.

I. You expressly agree and acknowledge that any information contained in reset investment brochures or other materials or otherwise communicated by Reset investment shall not be construed by you as investment advice and that all decisions to purchase or sell units made by you shall be on the basis of your own personal judgment arrived at after due consideration. You understand and agree that Reset investment does not in any manner:

i. Guarantee payments on any units; or

ii. Guarantee liquidity of any units; or

iii. Make any offer to buy back any units; or

iv. Guarantee the redemption or repayment of any units on maturity; or

v. Guarantee the payments of interest or dividend; or

vi. Promise, indicate or guarantee any returns; or

vii. Guarantee any good delivery.

viii. You further understand and agree that Reset investment does not in any manner:

a. subscribe to units of mutual funds on your behalf or in your name or collects payments from you for the units so purchased by you for remitting it further to the AMCs; or

b. receive any account statement from mutual funds/AMCs, on your behalf or in your name pertaining to the units; or

c. redeem /sell the units held by you on your behalf or in your name; or

d. unilaterally instruct the mutual fund and/or the corresponding AMCs with regards to nomination/changes in investments plan/any other changes; or

e. sign any document on your behalf or in your name for purchase, sale or redemption of units; or

f. collect, receive and / or give receipts and discharges for any sum including dividend, interest or income arising from the units and does not sign and/or endorse dividend and interest warrants on your behalf or in your name; or

g. correspond with or gives notice to the mutual fund/AMCs on your behalf or in your name, except for transmission of transactions done or purported to be done by you on the Website.

ix. You understand and acknowledge that Reset investment does not offer any advice and nothing herein or on the Website shall be construed as investment advice by you

J. You hereby agrees that:

i. Mutual Fund investments are subject to market risks, and you have read and understood all scheme related documents carefully before investing.

ii. The data, reports and information provided on the Website does not constitute an investment advice and therefore should not be relied upon while taking investment decisions.

iii. The transaction execution services and the data, reports and information and recommendations, if any provided are incidental to the distribution services of the Reset investment and shall not in any manner be constructed as offering of any kind of investment advisory services or any kind of legal, tax or financial advice. Further it shall also not mean that any of Reset investment’s employees or associates have been in any way involved in your decision making process. The investment decision, if any, will be taken by you in your sole and absolute discretion.

iv. All eligible benefits on investments will be as per the provisions of Income Tax Act 1961 as amended from time to time.

v. This service does not constitute an offer to buy or to sell or a solicitation to any person in any jurisdiction where it is unlawful to make such an offer or solicitation.

vi. Reset investment/its authorized representative/service providers is not responsible for any omissions, errors or investment consequences arising from the use of the materials available on the Website.

vii. Whilst every reasonable precaution has been taken to ensure the accuracy, security and confidentiality of data and information available through the Investment Account, the Reset investment/its authorized representative/its service provider shall not be held responsible for any consequence of any action carried out by you.

viii. The Services/facility may be suspended or withdrawn at any time, and that the Investment Account facility is also subject to interruption.

ix. The Website and the linked backend infrastructure may be inaccessible and/or unavailable at times. In such an event Reset investment will not be liable for any damage, liability, action, cause of action, suit, claim, demand, loss, cost, and expense arising directly or indirectly from or in connection with such system inaccessibility and/or unavailability.

x. The Reset investment makes no express or implied warranty:

a. that the dealing through the Investment Account will be uninterrupted or free from errors or that any identified defect will be corrected;

b. that the Investment Account service is free from any virus or other malicious, destructive or corrupting code, program;

c. in relation to non-infringement of any third party rights, merchantability, satisfactory quality or fitness for a particular purpose.

xi. Reset investment/its authorized representative and its service provider shall not be liable for any loss or damage or other consequences arising from any suspension, breakdown, withdrawal, interruption, technical flaw, the presence of virus or other malicious, destructive or corrupting code, programs over the Investment Account or otherwise and any consequent delay or failure in completion of any payment or other instructions as a consequence thereof arising from the use or inability to use the Investment Account.

xii. Reset investment/its authorized representative and its service provider shall not be liable for any failure to perform any of its obligations or service standards etc. if the performance is prevented, hindered or delayed by a Force Majeure Event, which includes any event due to any cause beyond the reasonable control including, without limitation, unavailability of any communication system including Internet, breach or virus in the processes or payment mechanism, sabotage, fire, flood, explosion, acts of God, civil commotion, strikes or industrial action of any kind, riots, insurrection, war, acts of government, computer hacking, unauthorized access to computer data and storage devices, computer crashes, breach of security and encryption codes.

K. Governing laws

This Terms & Condition shall be governed by, and construed in accordance with, the laws of India, and shall be subject to the exclusive jurisdiction of the courts in Rajkot(Gujrat). All disputes concerning the Terms & Condition shall be first referred to mediation, and then to Arbitration by a sole arbitrator appointed by Reset investment. The seat of arbitration shall be at Rajkot(Gujrat).

V. Units of the Fund are not endorsed by Reset investment and do not constitute Reset investment obligation.

GST rate of 18% applicable for all financial services effective July 1, 2017.